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New! Manage Your Benefits Online

Adjunct employees who meet the eligibility criteria can now manage their benefits 100% online on the benefits supersite. See Open Enrollment FAQs.

At Los Rios, we strive to provide our employees with a comprehensive and competitive benefits package that offers flexibility and security each year.

Check out the benefits guide and insurance premiums memo for complete information.

2024 Adjunct Benefits Guide

Watch the Los Rios 2024 Open Enrollment Benefits Webinar (Passcode: HkP7Zb&0).


Los Rios offers medical and dental coverage to adjunct faculty members who are hired on a semester-to-semester basis, have a minimum semester assignment of 30% of full-time (.30 FTE) or 4.5 formula hours, do not have other group coverage, and are in their third or subsequent semester. Review the information provided here to determine your eligibility. Eligible dependents include your:

  • Spouse or domestic partner
  • Unmarried children to age 25 for dental insurance, regardless of student status
  • Children to age 26, regardless of student or marital status for all other plans
  • Unmarried children of any age if they are incapable of self-support due to mental or physical disability

You may be required to provide proof of dependent eligibility. If your dependent becomes ineligible for coverage, then you must contact the Employee Benefits Department within 31 days.

If you have an FTE of 0.40 or higher, then you will receive the full district contribution toward benefits for that semester. If you have an FTE between 0.30 and 0.399, you will receive a pro-rated district contribution of 75%. You can enroll in medical and dental benefits if you meet all applicable requirements set forth below:

  • You have taught two of the last five semesters (summer sessions not included) with a minimum of .300 FTE and have a Tentative Class Schedule (TCS) for the current semester.
  • You do not have other group medical or dental coverage.
  • You enroll by the established deadlines.
  • You will be working* on September 1 or March 1 of each academic year based upon an approved and processed TCS providing for a total of at least 30% of full-time (.30 FTE) or 4.5 formula hours.
    • Workload assignments of other types (for example, Employment Service Agreements, Personal Service Agreements, and so on) do not count toward the FTE requirement for medical and dental benefits.

Note: It is your responsibility to monitor your eligibility and to enroll in benefits if you choose to enroll in benefits. The Employee Benefits Department will not notify you regarding gaining benefits eligibility.

*Assignments that begin later in the semester qualify provided the TCS is in place by the deadline and all other eligibility criteria are met.

Health and Dental Insurance

Los Rios offers its adjunct and LTT employees health and dental insurance plans to choose from.

COBRA Continuation Coverage

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a health insurance program that allows eligible employees and their dependents the continued benefits of health insurance coverage if the employee loses their job or experiences a reduction in work hours.

Download the COBRA Continuation Coverage Information to learn more.

Long-Term Care (LTC) Insurance

Apply for LTC Insurance

Retirement Savings Plans

As an employee of an educational institution, you may participate in a tax-deferred retirement savings program.

Through these programs, you can save a portion of your pay before federal and state income taxes. Funds are only taxed when withdrawn (usually at retirement – you may face penalties for early withdrawals). There is risk associated with 403(b) and 457 programs, as fund are not insured and are subject to earnings (or losses) based on investment choices and market performance.


Summary of Paid Leaves

Leave Type Fall/Spring Adjunct Faculty Summer Adjunct Faculty
Sick Leave
5 Month Law
Not Eligible
Not Eligible
Personal Business
Not Eligible
Not Eligible
Personal Necessity
Workers' Compensation
Critical Illness
Not Eligible
Jury Duty
Judicial App.
Military Leave

For a detailed explanation of available leaves and district policies and procedures relating to these leaves, refer to Article 9 of the LRCFT Collective Bargaining Agreement.

For information on reporting leaves, refer to the Reporting Absences for Certificated Staff.

For maternity, paternity, or child care leave information, refer to the Parental Leave Guide for Certificated Staff.

Behavioral Health Resources

The mental health and well-being of our employees is important to Los Rios. We strive to add new resources to help employees who may be having a difficult time in life. In addition to our EAP resources, we are providing the resources shown below. We hope you find these of value.

Kaiser Permanente Resources

Sutter Health Resources

Western Health Advantage Resources

LifeWorks Resources

Employee Assistance Program

The Employee Assistance Program (EAP) is a free, confidential resource for employees that is paid for by Los Rios. It provides resources to help employees lead healthier and happier lives, including:

  • Confidential counseling
  • Wellness coaching to assist with weight management, smoking cessation, stress management, fitness, and so on
  • Financial services, such as planning for retirement, credit counseling, debt, budgeting, and so on
  • Legal services, including attorney consultations for criminal, civil, and family matters
  • Help finding childcare or eldercare

Learn More