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Retire from Los Rios

Steps to Retirement

We recommend that employees who plan to retire take the following steps in the year leading up to retirement.

You can print the following steps as a checklist: How to Apply for Retirement (PDF).

Step 1: 7 Months Before Retiring

If you are age 65 or older and are contributing to an HSA, you must contact Employee Benefits to stop your contributions. Contributions must be stopped 6 months prior to retirement to avoid potential IRS penalties.

Step 2: 4 Months Before Retiring

Complete Resignation/Retirement Form P-104 (PDF) and return it to the Los Rios Human Resources Department. This is your official notification to the district that you are retiring on a specific date. Make certain that your college administrator has signed the form. As indicated on the back of Form P-104, vacation cannot be used to extend your retirement date.

Step 3: 4 Months Before Retiring

Obtain the Service Retirement Election Application and begin working on it.

  • For PERS, the application can be obtained online or by contacting CalPERS at 1-888-225-7377. This publication contains step-by-step retirement application instructions and includes the forms needed to apply for your CalPERS retirement benefits.
  • For STRS, the application can be obtained online or by contacting CalSTRS at 1-800-228-5453. This publication contains step-by-step retirement application instructions and includes the forms needed to apply for your CalSTRS retirement benefits. The Express Benefit form must be brought to Employee Benefits for completion.

Step 4: 3 Months Before Retiring

Send your completed Service Retirement Election Application form, in addition to any other applicable forms, to CalPERS/STRS to the address shown on the form. If you are married, then CalPERS/STRS will also require that you provide them with a photocopy of your marriage license or certificate.

Step 5: 3 Months Before Retiring

If you will be age 65 or older at the time of your retirement, you may be eligible for Medicare. Please contact a local Social Security Administration office to ascertain whether you are eligible for Medicare Parts A and Part B. If you are eligible for Medicare Part B, you will need to apply and then provide evidence to the Employee Benefits Department that you are enrolled in Parts A and B. This can be in the form of a photocopy of your Medicare card or a validation letter from the Social Security Administration. If you have any questions regarding the impact of Medicare on your retiree medical benefits, the Employee Benefits Department can assist you.

Step 6: 2 Months Before Retiring

Contact Kris Kurk in the Employee Benefits Department to schedule an appointment to discuss your health insurance options. She can be reached by telephone at (916) 568-3060 or by email at kurkk@losrios.edu.