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Fall 2023

Assuming you meet the requirements for participation, the following calculator will allow you to determine – based on FTE entered – your share of the tenthly premium payment for the medical plans and dental plan offered at Los Rios. Your tentative class schedule (TCS) in place as of August 23, 2023 for the fall will be used to determine your contribution toward benefit premiums.

Enter the FTE for the semester, for example: if your FTE will be .533 for the semester, enter .533 in the "Enter FTE" box. After the deadline date, FTE changes will not affect your share of the tenthly premium or ability to participate unless the TCS is canceled in its entirety. It is your responsibility to ensure the TCS is in place by the deadline.

Calculate Premiums

The following rates are effective for the fall 2023 term.

Enter an FTE between .300 and .600 to see premiums.

Result of Premiums Based on the FTE Entered

The following contribution amounts are estimates and the actual rates may be slightly different due to rounding.
Provider/Plan Premium Contribution
Kaiser HMO
Kaiser DHMO
Sutter Health Plus HMO
Sutter Health Plus HDHP HMO
Western Health Advantage HMO
Western Health Advantage HDHP HMO
Delta Dental

Please remember that your premium costs will change from semester to semester with changes to your FTE or premium and/or district contribution changes. Current premiums are valid through February of 2024.

Premiums are deducted on a tenthly basis each semester. Specifically, premiums are deducted in five installments to cover six months of coverage for each semester. If enrollment information is not available prior to the applicable payroll deadline – or if the employee has a late start class or is not receiving a paycheck for a particular month – then the premium will occur on the next regularly scheduled pay warrant. Please note that if this occurs, the amount of the premium for subsequent months will be modified to reflect the number of pay warrants remaining in the semester to ensure that the total amount of premium is paid over the course of the semester.